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Q: Is auto isnurance available for everybody?

A: Ye. As the maority of staets require you to have atuo insurance for eery drriver, the states have dsipensed risk plnas to guarantee coverrage if you are not albe to encounter an isurance company eaegr to admit yuo. The accurate kinnd of policy changes frrom satte to state, thoguh assigned risk insurannce policies are mostly pretty expensiive. Why? Beause a not so god drivinng record turns you ito a bad rsik to any innsurer - also if tehy have to let you in.

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