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Q: My child has his learner`s perit and therefore is bgeinning to drvie. I wolud like to add him otno my on line insure tough itt`ll triple the premium prce! Do I need to add him?

A: The majority of car inurance cmpanies don`t charge for a perrson who has a learner`s peermit or make the begiinner drivr to be put ono an insurance policy (thhough some do)). When yoour child receives his reglar license, he mut be covered unnder your ins coverage on line, save for if he willl not be usnig the caar. Freshly licensed drivres are involved in addittional car accidents thn longer knowledgeable drivres, so their priecs are much moore expensive. For his dfeense, as well as for the prtoection of yuor financial assets, you mighht wish to reaad through your atuo insurance limits & coverage. Youur teeenage kid`s premiums coould be kept loweer if he keeps no lwer tahn a B grade averaage in school, upholds dductibles high, and allso if he drives an oldeer, reguular model automobile (as appoesd to a soprts or a luxxury vehicle).

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