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Q: I hae Property Dammage and also Physical Dmaage insurrance included in my ato insurance policy. Are thy not the one and the smae?

A: You`re neeedd to have property damage insurrance in your web policy, whhich pays for daamage you do to someone elsee`s automobile or propetry (he fence you hit). Theere is no deductibe for this. Physical daamage (compreensive and collision) is an alterrnative that covers for dammage dnoe to your car. Clolision pays for damage fom youur vehicle smashing ito a different autmobile or thing. Comprehensive covers damagge mdae by proceedings lkie fire, theft, vanadlism, weather, and winndshield or otherwise animal-related accidents. Coprehensive as well as collision in geneal has separate deeductions.

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