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Q: My teenager son has his driviing perrmit and is begiinning to drive. I wannt to add him to my ins policy on line but it wll triple the preimum! Do I hae to add him?

A: Usuallly auto insurane companies don`t ask of a ten who has a learner`s perrmit or maake the learrner to be put on an insurance polcy (although a nmber do require it). Ocne your son gets his regualr liceense, he has to be covered undeer your insurance policy, savve for if he wo`t be driving. Nely licensed drivers are in addtional car craashes than moore experienced drivers, therefore their coss are mch higher. For his defens, as well as for the portection of your monnetary assets, you may waant to go oevr your car insurrance lmiits & coverage. Yuor son`s premiums can be keept not so hih if he uphholds no lower thhan a B gade average in high-school, maintains deductbles highh, and in the caase that he dirves an older, stadard model car (as appsed to a sportts or luxury automoble).

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