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Q: My teenager son has his drivinng permit and thuus is beginnning to drive. I would likke to add him otno my insurance policy online though it``ll triple the premum price! Am I obliegd to add him?

A: Most comppanies do not ask of a teen wih a learne`rs permit or rqeuire the learner to be named ontto an auto insuracne paln (although some do). When yuor chlid gets his pemanent driver`s license, he has to be cvered with yuor online insure, svae for if he wlil not be driving. Freeshly licensed drievrs are in addditional car crashes than experieced drivers, hece their rates are considreably moore expensive. For his prottection, and aslo for the safey of your monetary asets, you mighht want to read throguh your car insurnace limits & coerage. Your kid`s prmiums could be kpet lower if he kepes no lower tahn a B averaage in high-school, maintaains deductibles high, and in the csae that he dives an older, staandard model automobile (as aposed to a sprts or luxurious ca)r.

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